Birmingham, Bradford, Leeds, Manchester and London are among the many worst affected areas by “crash for money” scams within the UK, new evaluation has discovered.
Crash for money is an insurance coverage rip-off the place fraudsters intentionally trigger harmful highway collisions, typically concentrating on harmless individuals, in a bid to say compensation and the Insurance Fraud Bureau (IFB) has listed the highest 30 areas within the UK.
The IFB helps insurers and police forces struggle fraud and new analysis has been carried out to assist disrupt organised fraud networks.
Of 2.7 million motor insurance coverage claims made throughout the UK in between the beginning of October 2019 and the top of 2020 recognized greater than 170,000 claims which may very well be linked to suspected crash for money networks.
The IFB mentioned it hoped that by pinpointing crash for money hotspots, individuals can be inspired to be vigilant as extra drivers begin to take to the roads.
IFB investigations have discovered single gangs may be behind hundreds of orchestrated collisions in some areas, with the mixed worth of their fraudulent claims working into the hundreds of thousands.
Ben Fletcher, director on the IFB, mentioned: “Crash for money fraudsters convey devastation to numerous victims and enhance motor insurance coverage prices for us all.
“The IFB’s hotspots evaluation is a stark reminder that though nice strides have been taken in tackling the issue, these automotive crash scams are all too frequent.
“As visitors ranges return to regular following the nationwide lockdown, crash for money fraudsters might look to make up for misplaced time. It is hoped that by shining a highlight on the difficulty we are going to encourage highway customers to be alert and report any suspicious exercise to the IFB’s Cheatline on 0800 422 0421.”
The IFB highlighted the case of 1 crash for money sufferer, who was an LV= General Insurance buyer. A courtroom case was efficiently fought after an try to say for compensation.
He mentioned: “At the time I used to be utilizing a dashcam which offered essential proof for the case, so that will be my high tip to anybody. I used to be fortunate to get help and justice, however others may not be so lucky, so creating extra consciousness for the general public is essential.”
James Dalton, director of basic insurance coverage coverage on the Association of British Insurers (ABI) mentioned: “These legal gangs are sometimes extremely organised and put lives in danger. The quantities that they fraudulently declare may be enormous, and may influence on the motor premiums paid by trustworthy motorists.
“With extra automobiles on the roads as we emerge from the pandemic restrictions, so the potential targets for these criminals will increase. This is why it’s so essential for all motorists to be on their guard – should you suspect an incident is suspicious don’t put your self in danger, however report your suspicions to the IFB’s confidential Cheatline.”
Detective (*30*) Inspector Edelle Michaels, Head of the City of London Police’s Insurance Fraud Enforcement Department (IFED), mentioned: “We have seen time and time once more that crash for money fraudsters don’t care in regards to the security of their victims, with a trio even concentrating on a pregnant girl in 2019.”
Top 30 crash for money postcodes within the UK and town or city they’re in, in line with the IFB:
1. B25 Birmingham
2. B34 Birmingham
3. B8 Birmingham
4. BD7 Bradford
5. BD3 Bradford
6. WS1 Walsall
7. BB9 Blackburn
8. BD8 Bradford
9. B27 Birmingham
10. RM18 Romford
11. B33 Birmingham
12. WF13 Wakefield
13. BD15 Bradford
14. OL8 Oldham
15. HX1 Halifax
16. M8 Manchester
17. LS8 Leeds
18. N9 North London
19. WF16 Wakefield
20. LU3 Luton
21. WS2 Walsall
22. BD2 Bradford
23. BD5 Bradford
24. B11 Birmingham
25. HP12 High Wycombe
26. B28 Birmingham
27. RM8 Romford
28. LU4 Luton
29. IG3 Ilford
30. BD9 Bradford